Savings Accounts
Grow Your Money with High-Yield Savings
Grow Your Money with High-Yield Savings
Your savings should work as hard as you do. InterBankSwitch high-yield savings accounts offer industry-leading interest rates that far exceed the national average, FDIC insurance up to $250,000, zero monthly fees, and instant access to your funds at any time. Whether you're building an emergency fund, saving for a vacation, a down payment, or long-term goals — we have an account that fits your plan.
Speak with a SpecialistWhat Makes Our Savings Accounts Different
High-Yield Rates
Earn up to 5.10% APY — significantly higher than the national average — so your money grows faster every day.
FDIC Insured
Every dollar is insured up to $250,000 per depositor by the FDIC, giving you total peace of mind.
Instant Transfers
Move money between your accounts instantly, 24/7, with zero transfer fees or processing delays.
No Monthly Fees
No minimum balance requirements and no monthly maintenance fees — ever. 100% of your savings stay yours.
How It Works
Getting started takes just a few simple steps.
Open in Under 5 Minutes
Open your high-yield savings account entirely online — no branch visit, no paperwork, no hassle.
Fund Your Account
Deposit via ACH bank transfer, mobile check deposit, or instant transfer from your existing InterBankSwitch checking account.
Watch Your Money Grow
Interest compounds daily and is credited monthly. Log in anytime to track your growth and manage your savings goals.
Who Can Apply?
We strive to make our products accessible to as many qualified applicants as possible. Here are the general eligibility requirements:
- Age 18 or older (13+ with a joint account)
- Valid government-issued photo ID
- Social Security Number or ITIN
- US resident
- Active email address for statements and alerts
Not sure if you qualify? Contact our team — we'll review your situation personally.
Open Your High-Yield Savings Account Today
Start earning more on every dollar you save — open in under 5 minutes with no fees, ever.
